/* ============================================================
   Private Student Loan Services, stylesheet
   Design system: hand-built (no official DS fits this brief).
   Single accent (emerald), cool neutrals, pill buttons / soft-16px
   cards, Plus Jakarta Sans (self-hosted), Phosphor icons (CDN).
   ============================================================ */

@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-400.woff2") format("woff2");
}
@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-500.woff2") format("woff2");
}
@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-600.woff2") format("woff2");
}
@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-700.woff2") format("woff2");
}
@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-800.woff2") format("woff2");
}
@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: italic;
  font-weight: 600;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-italic-600.woff2") format("woff2");
}

/* ---------- Tokens ---------- */
:root {
  --bg: #ffffff;
  --surface: #ffffff;
  --surface-sunken: #f4f6f4;
  --ink: #10201a;
  --ink-muted: #4d5c54;
  --ink-faint: #7c897f;
  --border: #e2e7e1;
  --border-strong: #c3ccc2;

  --accent: #0b6e4f;
  --accent-strong: #095a40;
  --accent-soft: #e3f2e9;
  --accent-soft-border: #bfe1cd;
  --accent-ink: #063d2b;

  /* Deliberate second accent (amber) used sparingly to break up the
     white/green monotone: the hero's key figure, the "pain point"
     chips, and the FDCPA callout. Everything else stays emerald. */
  --accent-2: #b7791f;
  --accent-2-text: #8f5f18;
  --accent-2-soft: #fbf0dd;
  --accent-2-soft-border: #f0ddb0;
  --accent-2-ink: #5c3e0f;

  --ink-band: #0e1712;
  --ink-band-text: #eef3ef;
  --ink-band-muted: #a9bcb0;

  --danger: #9a3b2e;
  --danger-soft: #fbeae7;

  --radius: 16px;
  --radius-sm: 10px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 2px rgba(16, 32, 26, 0.06), 0 1px 1px rgba(16, 32, 26, 0.04);
  --shadow-md: 0 12px 32px -12px rgba(16, 32, 26, 0.18);
  --shadow-lg: 0 24px 60px -20px rgba(16, 32, 26, 0.28);

  --ease: cubic-bezier(0.16, 1, 0.3, 1);
  --container: 1180px;

  color-scheme: light;
}

/* ---------- Reset ---------- */
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: no-preference) {
  html { scroll-behavior: smooth; }
}
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button { font-family: inherit; }
h1, h2, h3, h4, p, ul, ol, dl { margin: 0; }
ul { padding: 0; list-style: none; }
input, select, textarea, button { font: inherit; color: inherit; }

.wrap {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding-left: 24px;
  padding-right: 24px;
}
@media (max-width: 640px) {
  .wrap { padding-left: 20px; padding-right: 20px; }
}

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ---------- Type ---------- */
.eyebrow-free-heading {
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.08;
}
.section-head {
  max-width: 640px;
}
.section-head h2 {
  font-size: clamp(1.75rem, 1.4rem + 1.4vw, 2.5rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.12;
  color: var(--ink);
}
.section-head p {
  margin-top: 14px;
  font-size: 1.0625rem;
  color: var(--ink-muted);
  line-height: 1.6;
  max-width: 62ch;
}
em.accent-em {
  font-style: italic;
  font-weight: 600;
  color: var(--accent-strong);
  line-height: 1.15;
  padding-bottom: 0.08em;
  display: inline-block;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  white-space: nowrap;
  border-radius: var(--radius-pill);
  font-weight: 700;
  font-size: 0.98rem;
  padding: 14px 26px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.2s var(--ease), background-color 0.2s var(--ease), box-shadow 0.2s var(--ease), border-color 0.2s var(--ease);
  text-decoration: none;
}
.btn:active { transform: scale(0.98); }
.btn-primary {
  background: var(--accent);
  color: #ffffff;
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover { background: var(--accent-strong); box-shadow: var(--shadow-md); }
.btn-primary:active { transform: translateY(1px) scale(0.98); }

.btn-ghost {
  background: transparent;
  color: var(--ink);
  border-color: var(--border-strong);
}
.btn-ghost:hover { background: var(--surface-sunken); }

.btn-on-dark {
  background: var(--ink-band-text);
  color: var(--accent-ink);
}
.btn-on-dark:hover { background: #ffffff; }

.btn-block { width: 100%; }
.btn[disabled] { opacity: 0.5; cursor: not-allowed; }

.btn-icon-right svg, .btn-icon-right i { transition: transform 0.2s var(--ease); }
.btn:hover .btn-icon-right svg,
.btn:hover .btn-icon-right i { transform: translateX(3px); }

/* ---------- Trust row (shared micro-list, no dots) ---------- */
.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  margin-top: 18px;
}
.trust-row li {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--ink-muted);
}
.trust-row .ph { font-size: 1rem; color: var(--accent); }

/* ---------- Nav ---------- */
.site-nav {
  position: sticky;
  top: 0;
  z-index: 40;
  background: color-mix(in srgb, var(--bg) 88%, transparent);
  backdrop-filter: blur(10px) saturate(140%);
  -webkit-backdrop-filter: blur(10px) saturate(140%);
  border-bottom: 1px solid var(--border);
}
.site-nav .wrap {
  height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  min-width: 0;
  flex-shrink: 0;
}
.brand-logo-full { height: 34px; width: auto; }
.brand-logo-mark { display: none; height: 32px; width: auto; }

@media (max-width: 480px) {
  .brand-logo-full { display: none; }
  .brand-logo-mark { display: block; }
  .nav-actions { gap: 10px; }
  .site-nav .btn-primary { padding: 11px 16px; font-size: 0.88rem; }
}

.nav-phone {
  display: none;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 0.92rem;
  text-decoration: none;
  color: var(--ink);
}
.nav-phone .ph { color: var(--accent); font-size: 1.05rem; }

.nav-actions { display: flex; align-items: center; gap: 18px; }

@media (min-width: 860px) {
  .nav-phone { display: inline-flex; }
}

/* Primary nav links: inline on wide screens, collapsed behind a
   menu button below 1024px (5 text links don't fit next to the
   logo, phone, and CTA on tablet/mobile widths). Fixed height +
   stretch so the dropdown trigger spans the full bar and its menu
   can anchor to "100%" cleanly, instead of guessing pixel offsets. */
.nav-links {
  display: none;
  flex: 1;
  height: 68px;
  align-items: stretch;
  justify-content: center;
  gap: 28px;
}
.nav-links > a {
  display: flex;
  align-items: center;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--ink-muted);
  text-decoration: none;
  transition: color 0.2s var(--ease);
}
.nav-links > a:hover { color: var(--accent); }

.nav-dropdown {
  position: relative;
  display: flex;
  align-items: center;
}
.nav-dropdown-trigger {
  display: flex;
  align-items: center;
  gap: 5px;
  height: 100%;
  padding: 0;
  border: none;
  background: none;
  cursor: pointer;
  font: inherit;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--ink-muted);
  transition: color 0.2s var(--ease);
}
.nav-dropdown-trigger:hover { color: var(--accent); }
.nav-dropdown-trigger .ph { font-size: 0.85rem; transition: transform 0.2s var(--ease); }
.nav-dropdown-trigger[aria-expanded="true"] .ph { transform: rotate(180deg); }

.nav-dropdown-menu {
  display: flex;
  flex-direction: column;
  gap: 2px;
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  margin-top: 10px;
  min-width: 200px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-md);
  padding: 8px;
  z-index: 50;
}
.nav-dropdown-menu[hidden] { display: none; }
.nav-dropdown-menu a {
  padding: 10px 12px;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--ink);
  text-decoration: none;
}
.nav-dropdown-menu a:hover { background: var(--surface-sunken); color: var(--accent-strong); }

.nav-menu-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  flex-shrink: 0;
  border-radius: var(--radius-pill);
  border: 1.5px solid var(--border-strong);
  background: transparent;
  color: var(--ink);
  cursor: pointer;
  transition: background-color 0.2s var(--ease);
}
.nav-menu-toggle:hover { background: var(--surface-sunken); }
.nav-menu-toggle .ph { font-size: 1.2rem; }

.mobile-nav-panel {
  display: flex;
  flex-direction: column;
  position: absolute;
  left: 0;
  right: 0;
  top: 100%;
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-md);
  padding: 6px 24px 14px;
}
.mobile-nav-panel[hidden] { display: none; }
.mobile-nav-panel a {
  padding: 15px 2px;
  border-bottom: 1px solid var(--border);
  font-size: 1rem;
  font-weight: 600;
  color: var(--ink);
  text-decoration: none;
}
.mobile-nav-panel a:last-child { border-bottom: none; }
.mobile-nav-label {
  margin: 10px 2px 0;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  color: var(--ink-faint);
  text-transform: uppercase;
}
.mobile-nav-sublink { padding-left: 14px !important; font-size: 0.95rem !important; }

@media (min-width: 1024px) {
  .nav-links { display: flex; }
  .nav-menu-toggle { display: none; }
  .mobile-nav-panel { display: none !important; }
}

/* ---------- Hero (asymmetric split) ---------- */
.hero {
  padding-top: clamp(40px, 6vw, 72px);
  padding-bottom: clamp(48px, 6vw, 76px);
  overflow: hidden;
}
.hero .wrap {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: start;
}
@media (min-width: 960px) {
  .hero .wrap {
    grid-template-columns: 1fr 0.92fr;
    gap: 56px;
  }
}
.hero-copy {
  padding-top: clamp(4px, 1.5vw, 20px);
}
.hero-kicker {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--ink-muted);
  margin-bottom: 10px;
}
.hero h1 {
  font-size: clamp(1.85rem, 1.65rem + 1.4vw, 2.35rem);
  font-weight: 800;
  letter-spacing: -0.025em;
  line-height: 1.14;
  color: var(--ink);
  max-width: 26ch;
}
.hero-highlight { color: var(--accent-2); }
.hero-sub {
  margin-top: 20px;
  font-size: 1.125rem;
  color: var(--ink-muted);
  max-width: 46ch;
  line-height: 1.55;
}
.hero-disclosure {
  margin-top: 18px;
  max-width: 46ch;
  font-size: 0.72rem;
  line-height: 1.55;
  color: var(--ink-muted);
}
.hero-form-col {
  scroll-margin-top: 84px;
}

@media (min-width: 960px) {
  .hero-kicker { margin-bottom: 18px; }
  .hero-sub { margin-top: 30px; }
  .hero-copy .trust-row { margin-top: 30px; }
}

/* ---------- Reassurance band (centered manifesto) ---------- */
.band {
  padding: clamp(56px, 8vw, 96px) 0;
  border-top: 1px solid var(--border);
}
.band-inner {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}
.band-inner h2 {
  font-size: clamp(1.6rem, 1.3rem + 1.1vw, 2.15rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.18;
}
.band-inner p {
  margin-top: 18px;
  font-size: 1.0625rem;
  color: var(--ink-muted);
  line-height: 1.65;
}
.band-inner p + p { margin-top: 14px; }

/* ---------- Form panel (sits in the hero's right column) ---------- */
.form-panel {
  position: relative;
  background: var(--surface);
  border-radius: 24px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-lg);
  padding: clamp(24px, 4vw, 36px);
}
.form-badge {
  position: absolute;
  top: -13px;
  right: 22px;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 5px 12px;
  margin: 0;
  border-radius: var(--radius-pill);
  background: var(--accent-soft);
  border: 1px solid var(--accent-soft-border);
  color: var(--accent-strong);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  box-shadow: var(--shadow-sm);
}
.form-badge .ph { font-size: 0.82rem; }
.form-panel-head { text-align: center; margin-bottom: 8px; }
.form-panel-head h2 {
  font-size: clamp(1.5rem, 1.25rem + 0.9vw, 1.9rem);
  font-weight: 800;
  letter-spacing: -0.02em;
}
.form-panel-head p {
  margin-top: 8px;
  color: var(--ink-muted);
  font-size: 0.98rem;
}

.progress {
  margin: 26px 0 30px;
}
.progress-track {
  height: 6px;
  border-radius: var(--radius-pill);
  background: var(--border);
  overflow: hidden;
}
.progress-fill {
  height: 100%;
  border-radius: var(--radius-pill);
  background: var(--accent);
  transition: width 0.45s var(--ease);
  width: 25%;
}
.progress-label {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--ink-faint);
  letter-spacing: 0.01em;
}
.progress-label span:last-child { color: var(--accent-strong); }

.field {
  margin-bottom: 18px;
}
.field label {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 7px;
}
.field .hint {
  font-size: 0.8rem;
  color: var(--ink-faint);
  margin-top: 6px;
}
.field .error-msg {
  font-size: 0.82rem;
  color: var(--danger);
  margin-top: 6px;
  display: none;
  align-items: center;
  gap: 5px;
}
.field.has-error .error-msg { display: flex; }
.field.has-error input,
.field.has-error select { border-color: var(--danger); background: var(--danger-soft); }

.input, select.input {
  width: 100%;
  padding: 13px 15px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-strong);
  background: var(--surface);
  color: var(--ink);
  font-size: 1rem;
  transition: border-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
  appearance: none;
}
.input::placeholder { color: var(--ink-faint); }
.input:focus, select.input:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 4px var(--accent-soft);
}
.select-wrap { position: relative; }
.select-wrap .ph {
  position: absolute;
  right: 15px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--ink-faint);
  pointer-events: none;
}
.input-prefix-wrap { position: relative; }
.input-prefix-wrap .prefix {
  position: absolute;
  left: 15px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--ink-faint);
  font-weight: 700;
}
.input-prefix-wrap input { padding-left: 30px; }

.field-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px;
}
@media (min-width: 520px) {
  .field-row-2 { grid-template-columns: 1fr 1fr; }
}

.segmented {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
@media (min-width: 480px) {
  .segmented { flex-direction: row; flex-wrap: wrap; }
}
.segmented input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.segmented label {
  flex: 1;
  min-width: 150px;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-strong);
  background: var(--surface);
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--ink-muted);
  cursor: pointer;
  transition: all 0.18s var(--ease);
  margin-bottom: 0;
}
.segmented input:checked + label {
  border-color: var(--accent);
  background: var(--accent-soft);
  color: var(--accent-ink);
}
.segmented input:focus-visible + label {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.inline-note {
  display: none;
  margin-top: 12px;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  background: var(--accent-soft);
  border: 1px solid var(--accent-soft-border);
  color: var(--accent-ink);
  font-size: 0.85rem;
  line-height: 1.5;
  gap: 8px;
  align-items: flex-start;
}
.inline-note.is-visible { display: flex; }
.inline-note .ph { flex-shrink: 0; margin-top: 2px; }

.consent {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  margin: 20px 0 6px;
}
.consent input {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  accent-color: var(--accent);
  flex-shrink: 0;
}
.consent label { font-size: 0.87rem; color: var(--ink-muted); line-height: 1.5; }

.form-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: 26px;
}
.form-nav .btn-primary { flex: 1; }
.form-nav.single .btn-primary { flex: 1; }

.form-step { }
.form-step[hidden] { display: none; }

.form-foot-trust {
  justify-content: center;
  margin-top: 22px;
}

.form-success {
  text-align: center;
  padding: 12px 0 4px;
}
.form-success .ph {
  font-size: 2.75rem;
  color: var(--accent);
}
.form-success h3 {
  margin-top: 14px;
  font-size: 1.4rem;
  font-weight: 800;
  letter-spacing: -0.01em;
}
.form-success p {
  margin-top: 10px;
  color: var(--ink-muted);
  font-size: 0.98rem;
  line-height: 1.55;
}

/* ---------- Timeline (process) ---------- */
.timeline-section { padding: clamp(56px, 8vw, 96px) 0; }
.timeline {
  margin-top: 44px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  position: relative;
}
@media (min-width: 860px) {
  .timeline { grid-template-columns: repeat(3, 1fr); gap: 28px; }
  .timeline::before {
    content: "";
    position: absolute;
    top: 23px;
    left: calc(100% / 6);
    right: calc(100% / 6);
    height: 2px;
    background: repeating-linear-gradient(90deg, var(--border-strong) 0 8px, transparent 8px 16px);
  }
}
.timeline-step { position: relative; }
.timeline-num {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--ink-band);
  color: var(--ink-band-text);
  display: grid;
  place-items: center;
  font-weight: 800;
  font-size: 1.05rem;
  position: relative;
  z-index: 1;
  box-shadow: var(--shadow-sm);
}
.timeline-step h3 {
  margin-top: 18px;
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: -0.01em;
}
.timeline-step p {
  margin-top: 8px;
  color: var(--ink-muted);
  font-size: 0.97rem;
  line-height: 1.55;
  max-width: 34ch;
}
.timeline-note {
  margin-top: 40px;
  padding-top: 24px;
  border-top: 1px solid var(--border);
  color: var(--ink-muted);
  font-size: 0.96rem;
  display: flex;
  align-items: center;
  gap: 10px;
}
.timeline-note .ph { color: var(--accent); font-size: 1.15rem; flex-shrink: 0; }

/* ---------- Problem chips (two-col: copy + chip cloud) ---------- */
.problem-section {
  padding: clamp(56px, 8vw, 96px) 0;
  background: var(--surface-sunken);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.problem-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: start;
}
@media (min-width: 900px) {
  .problem-grid { grid-template-columns: 0.95fr 1.05fr; gap: 60px; }
}
.chip-cloud {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}
.chip {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 12px 18px;
  border-radius: var(--radius-pill);
  background: var(--surface);
  border: 1.5px solid var(--accent-2-soft-border);
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--ink);
  box-shadow: var(--shadow-sm);
}
.chip .ph { color: var(--accent-2); font-size: 1.05rem; flex-shrink: 0; }
.problem-foot {
  margin-top: 22px;
  font-weight: 700;
  color: var(--ink);
  font-size: 1.02rem;
}

/* ---------- Why-us bento ---------- */
.bento-section { padding: clamp(56px, 8vw, 96px) 0; }
.bento {
  margin-top: 44px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px;
}
@media (min-width: 760px) {
  .bento { grid-template-columns: repeat(2, 1fr); }
  .bento-feature { grid-column: 1 / -1; }
}
.bento-tile {
  border-radius: 20px;
  padding: 28px;
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
}
.bento-tile .ph {
  font-size: 1.6rem;
  color: var(--accent);
}
.bento-tile h3 {
  margin-top: 16px;
  font-size: 1.08rem;
  font-weight: 800;
  letter-spacing: -0.01em;
}
.bento-tile p {
  margin-top: 8px;
  color: var(--ink-muted);
  font-size: 0.94rem;
  line-height: 1.55;
}
.bento-feature {
  position: relative;
  overflow: hidden;
  min-height: 220px;
  display: flex;
  align-items: flex-end;
  color: #ffffff;
  border: none;
}
.bento-feature img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: grayscale(1) brightness(0.6);
}
.bento-feature::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(200deg, rgba(11, 110, 79, 0.7), rgba(6, 20, 15, 0.88));
}
.bento-feature-inner { position: relative; z-index: 1; padding: 8px; }
.bento-feature .ph { color: var(--accent-strong); background: #fff; border-radius: 10px; padding: 8px; font-size: 1.3rem; }
.bento-feature h3 { color: #fff; }
.bento-feature p { color: rgba(255,255,255,0.82); max-width: 46ch; }

/* ---------- Editorial callout (relief strategies) ---------- */
.editorial-section { padding: clamp(56px, 8vw, 96px) 0; }
.editorial-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: center;
}
@media (min-width: 900px) {
  .editorial-grid { grid-template-columns: 1fr 0.85fr; gap: 52px; }
}
.editorial-copy p { margin-top: 16px; color: var(--ink-muted); font-size: 1.03rem; line-height: 1.65; }
.editorial-callout {
  margin-top: 22px;
  padding: 20px 22px;
  border-radius: var(--radius);
  background: var(--accent-2-soft);
  border: 1px solid var(--accent-2-soft-border);
}
.editorial-callout p {
  margin: 0;
  color: var(--accent-2-ink);
  font-size: 1.02rem;
  font-weight: 600;
  line-height: 1.55;
}
.editorial-figure {
  border-radius: 20px;
  overflow: hidden;
  aspect-ratio: 4 / 3;
  box-shadow: var(--shadow-md);
  position: relative;
}
.editorial-figure img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: grayscale(1) contrast(1.02) brightness(1.05);
}
.editorial-figure::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(150deg, rgba(11, 110, 79, 0.3), rgba(6, 20, 15, 0.16));
}

/* ---------- CTA banner (left-aligned, tinted) ---------- */
.cta-banner {
  margin: 0 24px;
  border-radius: 28px;
  background: var(--accent-soft);
  border: 1px solid var(--accent-soft-border);
  padding: clamp(32px, 5vw, 56px);
}
@media (min-width: 900px) {
  .cta-banner-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
  }
}
.cta-banner h2 {
  font-size: clamp(1.5rem, 1.25rem + 1vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--accent-ink);
  max-width: 22ch;
}
.cta-banner p {
  margin-top: 12px;
  color: var(--ink-muted);
  max-width: 52ch;
  line-height: 1.6;
}
.cta-banner-action { margin-top: 24px; flex-shrink: 0; }
@media (min-width: 900px) { .cta-banner-action { margin-top: 0; } }

/* ---------- FAQ (accordion) ---------- */
.faq-section { padding: clamp(56px, 8vw, 96px) 0; }
.faq-list { margin-top: 40px; max-width: 780px; }
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 4px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  font-weight: 700;
  font-size: 1.02rem;
  color: var(--ink);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .ph {
  flex-shrink: 0;
  color: var(--accent);
  transition: transform 0.25s var(--ease);
  font-size: 1.2rem;
}
.faq-item[open] summary .ph { transform: rotate(180deg); }
.faq-answer {
  padding: 0 4px 22px;
  color: var(--ink-muted);
  font-size: 0.98rem;
  line-height: 1.65;
  max-width: 68ch;
}

/* ---------- Final CTA (deliberate color block, once per page) ---------- */
.final-cta {
  background: var(--ink-band);
  color: var(--ink-band-text);
  padding: clamp(64px, 9vw, 108px) 0;
}
.final-cta-inner { max-width: 640px; margin: 0 auto; text-align: center; }
.final-cta h2 {
  font-size: clamp(1.9rem, 1.5rem + 1.6vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.12;
}
.final-cta p {
  margin-top: 16px;
  color: var(--ink-band-muted);
  font-size: 1.08rem;
  line-height: 1.6;
}
.final-cta-actions {
  margin-top: 30px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 18px;
}
.final-cta .trust-row { justify-content: center; margin-top: 4px; }
.final-cta .trust-row li { color: var(--ink-band-muted); }
.final-cta .trust-row .ph { color: var(--accent-strong); }
.final-cta-phone {
  font-size: 0.98rem;
  color: var(--ink-band-muted);
}
.final-cta-phone a {
  color: var(--ink-band-text);
  font-weight: 700;
  text-decoration: none;
  border-bottom: 1.5px solid var(--accent-strong);
}

/* ---------- Footer ---------- */
.site-footer {
  padding: 48px 0 36px;
  background: var(--surface-sunken);
  border-top: 1px solid var(--border);
}
.footer-grid {
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.footer-disclosure {
  font-size: 0.82rem;
  color: var(--ink-faint);
  line-height: 1.65;
  max-width: 78ch;
}
.footer-disclosure p + p { margin-top: 10px; }
.footer-disclosure strong { color: var(--ink-muted); }
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding-top: 22px;
  border-top: 1px solid var(--border);
  font-size: 0.85rem;
  color: var(--ink-faint);
}
.footer-bottom a { text-decoration: none; color: var(--ink-muted); font-weight: 600; }
.footer-contact { display: flex; gap: 18px; flex-wrap: wrap; }

/* ---------- Scroll reveal ----------
   Hidden state only applies once JS confirms it can reveal the
   content again (html.js-ready, set synchronously in <head>).
   No JS or a script failure = content is visible by default. */
.js-ready [data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}
.js-ready [data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  [data-reveal] {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
  * {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }
}

/* ---------- Section rhythm helpers ---------- */
section { position: relative; scroll-margin-top: 84px; }
.mt-section { margin-top: 44px; }

/* ---------- Simple secondary pages (contact, relief-topic placeholders) ---------- */
.page-hero {
  padding: clamp(56px, 9vw, 96px) 0 clamp(36px, 5vw, 56px);
  text-align: center;
  border-bottom: 1px solid var(--border);
}
.page-hero h1 {
  font-size: clamp(2rem, 1.65rem + 1.5vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  max-width: 22ch;
  margin: 0 auto;
  color: var(--ink);
}
.page-hero p {
  margin: 16px auto 0;
  color: var(--ink-muted);
  font-size: 1.05rem;
  max-width: 56ch;
  line-height: 1.6;
}

.contact-section { padding: clamp(56px, 8vw, 96px) 0; }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  max-width: 720px;
  margin: 0 auto;
}
@media (min-width: 640px) {
  .contact-grid { grid-template-columns: 1fr 1fr; }
}
.contact-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
  padding: 36px 24px;
  border-radius: 20px;
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  color: var(--ink);
  min-width: 0;
  transition: box-shadow 0.2s var(--ease), transform 0.2s var(--ease);
}
.contact-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.contact-card .ph { font-size: 1.8rem; color: var(--accent); }
.contact-card h2 { font-size: 1.05rem; font-weight: 800; }
.contact-card p { color: var(--ink-muted); font-size: 0.98rem; overflow-wrap: anywhere; }

.contact-cta { margin-top: 48px; text-align: center; }
.contact-cta p { margin-bottom: 14px; color: var(--ink-muted); font-weight: 600; }

.placeholder-section { padding: clamp(40px, 6vw, 64px) 0 clamp(80px, 10vw, 120px); }
.placeholder-card {
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
  padding: clamp(36px, 5vw, 56px) clamp(24px, 4vw, 40px);
  border-radius: 24px;
  border: 1.5px dashed var(--border-strong);
  background: var(--surface-sunken);
}
.placeholder-card .ph { font-size: 2.4rem; color: var(--accent-2); }
.placeholder-card h2 {
  margin-top: 14px;
  font-size: 1.4rem;
  font-weight: 800;
  letter-spacing: -0.01em;
}
.placeholder-card p { margin-top: 10px; color: var(--ink-muted); line-height: 1.6; }
.placeholder-card .btn { margin-top: 24px; }

/* ---------- Legal content (privacy policy) ---------- */
.legal-content { padding: clamp(48px, 7vw, 80px) 0 clamp(64px, 9vw, 100px); }
.legal-content .wrap { max-width: 800px; }
.legal-meta { color: var(--ink-faint); font-size: 0.92rem; margin-top: 6px; }
.legal-intro { margin-top: 26px; color: var(--ink-muted); font-size: 1.02rem; line-height: 1.7; }
.legal-toc {
  margin-top: 30px;
  padding: 22px 24px;
  border-radius: var(--radius);
  background: var(--surface-sunken);
  border: 1px solid var(--border);
}
.legal-toc p { font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.legal-toc ul { margin-top: 10px; columns: 2; gap: 8px 28px; }
@media (max-width: 640px) { .legal-toc ul { columns: 1; } }
.legal-toc li { margin-top: 6px; break-inside: avoid; }
.legal-toc a { font-size: 0.92rem; font-weight: 600; color: var(--accent-strong); text-decoration: none; }
.legal-toc a:hover { text-decoration: underline; }
.legal-body h2 {
  margin-top: 48px;
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  color: var(--ink);
  scroll-margin-top: 96px;
}
.legal-body > h2:first-child { margin-top: 44px; }
.legal-body p { margin-top: 14px; color: var(--ink-muted); font-size: 1rem; line-height: 1.75; }
.legal-body ul { margin-top: 14px; padding-left: 22px; list-style: disc; }
.legal-body li { margin-top: 8px; color: var(--ink-muted); font-size: 1rem; line-height: 1.7; }
.legal-body a { color: var(--accent-strong); font-weight: 600; text-decoration: underline; }
.legal-body strong { color: var(--ink); }

/* Reserved slots for future ad placements. Collapse to nothing (zero layout
   impact) until an ad unit is actually inserted, so they don't affect Core
   Web Vitals or page appearance before an ad network tag is added. */
.ad-slot {
  margin: 48px auto;
  max-width: 100%;
  text-align: center;
  overflow: hidden;
}
.ad-slot:empty {
  display: none;
  margin: 0;
}