Struggling with private student loan payments?
See How Much You Could Save on Your Private Student Loans
Speak with a counselor about options that may reduce your monthly payment. Free, confidential, no obligation.
- Private loans only
- No obligation
- Confidential
Get a free quote
Let's look at your situation
It takes 30 seconds. The information you provide helps a counselor understand your loan balance, payment, and loan type, so they can determine what options may be available to you. Includes a free quote.
Thanks, we're on it.
A counselor will review what you shared and reach out to walk through your options. You're never required to enroll simply because you requested a consultation.
You don't have to figure out your loans alone.
If your private student loan payments have become difficult to manage, there may be options you haven't considered.
Private Student Loan Services helps borrowers understand their situation, explore available strategies, and figure out what approach may fit their circumstances.
It starts with a free consultation.
What happens after you submit
A simple, three-step process. No pressure at any point along the way.
You tell us about your loans.
We review the basic information you provide about your debt and current payments.
You speak with a counselor.
A counselor discusses your situation with you and explains the options that may apply to your private student loans.
You decide what comes next.
If an available strategy fits your situation, we'll explain how it works and what the next steps look like.
Private student loan assistance starts with understanding your options
Private loans work differently from federal loans, and the options available to you depend on your individual circumstances.
That's why we don't tell every borrower to take the same approach. We look at your situation first, then explain the strategies that may be appropriate for your loans.
The first step is finding out what applies to you.
You may be dealing with:
A more personalized approach to private student loan relief
Private Student Loan Services is an advisory service focused on private student loan debt. Since 2016, we've helped borrowers navigate their private student loan situations through personalized, step-by-step guidance rather than a generic script.
Private-loan focused
Our services are built specifically around private student loan debt, not a broad menu of unrelated financial products.
Personalized guidance
Your loans, finances, and circumstances are different from everyone else's, and your options should be evaluated accordingly.
Experienced counselors
We've been helping borrowers navigate private student loan debt since 2016.
Free consultation
Speak with a counselor and understand your options without paying for the consultation.
No pressure
You decide whether to move forward after you understand your options.
Relief strategies that may help
Depending on your circumstances, there may be different ways to approach private student loan debt.
One strategy a counselor may evaluate is debt validation. Whether it applies depends on your specific situation, including the status of your loan and who is currently attempting to collect it.
Under the Fair Debt Collection Practices Act, borrowers have the right to request validation of a debt. If a debt cannot be properly validated, the collector will be required to stop collection activity.
A counselor can explain whether this strategy may be relevant to you.
Common questions
Straight answers about the consultation, eligibility, and what our services do and don't cover.
Is the consultation really free?
Can you reduce my monthly payment?
What if my private student loan is in default?
What if my loan has been transferred to a collection agency?
What is debt validation?
Do you work with federal student loans?
Are you a debt settlement or debt consolidation company?
Do you serve every state?
How long have you been helping borrowers?
Find out what options may be available to you.
Private student loan payments don't have to be something you simply accept without exploring your options. Tell us about your loans and speak with a counselor for free.